Disclaimer
1. Not a credit bureau or lender
ScoreBlessing is an independent service provider. We are not affiliated with, endorsed by, or acting on behalf of CIBIL (TransUnion CIBIL), Experian, Equifax, CRIF Highmark, the Reserve Bank of India, or any bank or NBFC. All trademarks referenced belong to their respective owners and are used only to describe the services we help you access.
2. No guaranteed outcome
We work every case with genuine effort and proper documentation, but we cannot guarantee that a dispute will be accepted, that a specific entry will be removed, or that your credit score will increase by any particular amount. Bureaus and lenders make the final determination on every dispute, in line with their own verification processes.
3. Not financial or legal advice
Nothing on this website or provided during our service constitutes financial, investment, tax, or legal advice. For decisions with significant financial or legal consequence, please consult a qualified professional in that field.
4. Timelines are estimates
Any turnaround times mentioned on this website or by our team are estimates based on typical bureau and lender response windows. Actual timelines depend on factors outside our control, including the responsiveness of the bureau or lender involved.
5. Free tools and educational content
Blog articles and guides published on this website are for general educational purposes only. They reflect our understanding of processes at the time of writing and may not capture every recent policy change made by a bureau, lender, or regulator. Always cross-check current steps on the bureau's or RBI's official website before relying on them.
6. Your responsibility
You remain responsible for the accuracy of the information and documents you provide us. Submitting false or misleading information in a dispute can have legal consequences, and ScoreBlessing accepts no liability arising from information you knowingly provide inaccurately.
7. Limitation of liability
[Placeholder — insert your standard limitation-of-liability clause here, ideally reviewed by a lawyer, capping ScoreBlessing's liability to fees paid for the specific case in question.]
8. Questions
For any questions about this disclaimer, write to us at [legal@scoreblessing.example].